Credit risk monitoring is a continuous assessment of the risks associated with lending money or extending credit to individuals, businesses, or other entities.
Being refused finance or having a loan called in by your bank is a common process when a lender senses risk. However, other funding options may be available
Financial institutions base their lending decisions on the level of risk posed by a borrower.
An Independent Business Review (IBR) is a process initiated by a bank or similar institution if they have concerns over the financial health of a borrower.
Both fixed and floating charge holders are classed as secured lenders; however, there are some important differences between these two types of charges.
Used incorrectly debt can be disastrous to a company. However there is a ‘healthy’ level of debt, or ‘gearing’ that allows companies to achieve long-term growth
The ability to spot when a customer or a supplier is in financial difficulty is extremely important in safeguarding the stability of your business.
With so much choice available, it’s important for business owners to understand their options and what the right source of finance is for their business...
Both invoice discounting and invoice factoring are cash flow solutions designed to free up funds for companies that are solvent and operationally sound but which could benefit from a short term cash injection. While they are both forms of invoice financing, there are some important differences between the two processes.